I was wondering how lenders and lein holders get their money when a home goes to an auction. Also do owners get any portion of the auction money, if the home gets sold for more than they owe on it. Ive heard that they do, but im not sure if its true.

well the auction money goes first to take care of the lender in the first position. Then they have to pay for costs of the auction, then 2nd position lein holders are paid and also any tax or other judgments. If all of the costs are taken care of any their is still money left over, the original homeowner is paid what is left.